Homeowners Insurance Information
Because everyone’s needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.
Things to consider and questions to ask your agent
Here are few things to discuss with your agent that will influence your decisions.
Get an insurance quote – typically in 2 minutes or less. Switch to Toro Insurance for an insurance policy from a brand you can trust.
Still have you any problem for solutions?
For any inquiries feel free to reach us during business hours.
Head office address:
Call for help: