Car Insurance

Auto Insurance Information

What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners’ responsibility.


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    Why do you need auto insurance?

    It’s really all about protecting yourself financially.

    If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
    If you or any passengers are injured in an accident, medical costs can be extremely expensive.
    If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
    Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

    Get an insurance quote – typically in 2 minutes or less. Switch to Toro Insurance for an insurance policy from a brand you can trust.

    Facing any problem to get a quote!

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    For any inquiries feel free to reach us during business hours.

    Head office address:

    2101 E Saint Louis Ave Las Vegas, NV 89104

    Call for help:

    Office: 702-685-2050
    Direct: 725-300-0130

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